When buying insurance you must make clear to the insurer that you’ll be trekking on a very big mountain. Remember to read the small print of any insurance policy before buying, and shop around, too, for each insurance policy varies slightly from company to company. Details to consider include:
Remember to read the small print of any insurance policy before buying and shop around, too, for each insurance policy varies slightly from company to company.
How much is the deductible if you have to make a claim?
Can the insurers pay for your hospital bills etc immediately, while you are still in Tanzania, or do you have to wait until you get home?
How long do you have before making a claim and what evidence do you require (hospital bills, police reports etc)? Remember the premium for the entire trip will probably double when you mention you are climbing above 5000m, even though you will actually be on the mountain for only a few days. However, you will need to be covered for your entire trip: there are just as many nasty things that can happen – indeed, many more – when off the mountain than on it; theft becomes a much bigger issue too.
When it comes to trekking and safari, Tanzania really does have it all. It is the kind of place which experienced safari and trekking hands could easily visit for or five times, but it also makes for a fantastic first-time Safari.
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